mReferral Corporation (HK) Limited is a joint venture of Cheung Kong (Holdings) Limited, iBusinessCorporation.com Limited, Midland CyberNet Limited and American Express Bank Limited. mReferral is the leading mortgage referral service provider in Hong Kong. It solicits and compare mortgage plans provided by different banks to help the customers get the most suitable package. Currently, more than 30 banks and financial institutions have joined the service network.